Run your rentals with calm.
Track rent, split utilities, and send beautiful statements via WhatsApp. ₹0 to start. Built for Indian landlords.
Tappable interactive demo
Ask your ledger a question
Ramesh Kumar
Unit 1 · Asha Residency
Suresh Sharma
Unit 2 · Asha Residency
Anand Patel
Unit 3 · Asha Residency
Tailored Solvers
Designed for how you manage
Whether you hold a single apartment, NRI property, or split utility bills across a multi-tenant building, GharLedger has your workflow pre-built.
Salaried ProfessionalOne flat, rented out
The Pain: Forgot to send statements on the 1st or lost track of when rent landed.
The Answer: Auto-generates clean rent receipts and lets you check ledger status at a glance.
“I manage my tenant easily from the office without sending awkward monthly text messages.”
Core Landlord (4–12 Units)The family building
The Pain: Splitting shared water and electricity bills manually across multiple tenants took hours.
The Answer: Splits bills automatically using equal, occupancy, or sub-meter rules every month.
“GharLedger saves me hours of manual math. Tenants get exact split breakdowns on WhatsApp.”
Managing from AbroadNRI landlord
The Pain: Communicating across timezones and needing legal rent records for Indian tax filings.
The Answer: WhatsApp-first reminders and downloadable tax-ready PDF statements.
“I can check collections and download receipts from California. Fully compliant and direct.”
High-Turnover OperatorPG / co-living operator
The Pain: Beds not units, monthly tenant churn, and tracking dozens of short-term security deposits.
The Answer: Wizard-guided move-ins with backdated lease support and deposit tracking.
“The tenant search, KYC bypass, and deposit ledger make tracking student entries seamless.”
Product Tour
See GharLedger in action
Explore our unified layout built for property owners, complete with tabular numeric formatting and instant payment checks.
Asha Residency
Owner Console · July 2026
₹57,676.00
Rent collection, solved.
Tenant pays via UPI. We log it, post the receipt to WhatsApp, and reconcile the ledger instantly. You see a green paid status without lifting a finger.
Utility splitting, automated.
Water bills shared across units? Set the EQUAL, OCCUPANCY, or AREA split once. We do the math every month, automatically.
WhatsApp ready reminders.
Say goodbye to awkward phone calls. Automated, polite reminders go straight to WhatsApp with one-click UPI links.
Crystal clear statements.
Share professional, unified PDF statements with your tenants, eliminating confusion and disputes over what is owed.
Rent statement
July 2026
Unit 2 · Asha Residency
Pay via UPI
Due 5 July · reminder on WhatsApp
Shared as PDF · tax-ready · DPDPA compliant
Compatible with your daily utilities
We split and calculate invoices compatible with major regional electricity, water, and power boards across India. Rents are settled directly using the standard NPCI Unified Payments Interface (UPI) network.
PII Encrypted at Rest
Sensitive details (last 4 of Aadhaar/PAN) are encrypted using AES-256-GCM prior to storage.
Secure HSTS Transit
All data travels over HTTPS with enforced Strict-Transport-Security configurations.
Workspace Isolation
Every request verifies owner context. Cross-workspace operations return HTTP 403 Forbidden.
DPDPA 2023 Erasure
Supports self-erasure requests with a 14-day soft-delete grace window.
Quick Start
Up and running in 3 steps
No complex setups or training required. Follow our straightforward workflow to automate your monthly operations.
Add Properties & Tenants
Add your buildings and rooms manually in minutes, or bulk-upload your existing tenants in one click via CSV files.
properties.csv
12 units mapped
Split Utilities & Invoices
Enter your monthly utility bill amount. The ledger splits it automatically based on occupancy or equal units.
Message & Direct Pay
Deliver rent notifications on WhatsApp with scannable QR and direct UPI deep links. Rents land directly in your bank account.
WhatsApp Reminder
Hi Ramesh, your rent for July is ₹15,500. Pay directly using this UPI link: upi://pay?pa=owner@okhdfc...
Comparative Study
Upgrade your management stack
See how structured, automated workflows outperform scattered spreadsheets, manual WhatsApp tracking, and notebooks.
| Feature | Spreadsheet, WhatsApp & Notebook | GharLedger |
|---|---|---|
| Utility Splits | Manual math on scraps of paper or cell groups; prone to typos and resident pushback. | Auto-computes equal, occupancy, or sub-meter splits and details the math directly to tenants. |
| Rent Receipts | Forgetting to write them, writing manual paper slips, or search-scrolling older chat histories. | Generates professional tax-ready PDF receipts the instant payment is marked. |
| Rent History | Scattered net-banking transactions, handwritten logs, and forgotten dates. | A single, immutable chronological ledger mapping every invoice and payment per resident. |
| Tenant Reminders | Awkward personal phone calls, text notifications, or copy-pasting raw UPI bank coordinates. | Polite, system-drafted WhatsApp templates with secure, pre-filled UPI pay links. |
| Resident Disputes | Vague arguments over utility bills, past payments, or lease agreements months down the line. | Clear, chronological statement sheets that align and resolve tenant accounts transparently. |
| Data Safety (DPDPA) | Photos of Aadhaar cards sitting unencrypted in phone galleries or email inboxes. | AES-256-GCM encrypted PII fields, masked inputs, and a strict 14-day erasure right. |
“I built this to run our own family rentals.”
My family manages a small apartment building in Bangalore. Every month, tracking rents across units, splitting shared water bills, and copy-pasting UPI details to send reminders on WhatsApp was a tedious manual headache.
I built GharLedger as a solo software engineer to solve our own rental operations. Today, my parents use it to run our properties, and we have opened it up for other landlords who want to run their rentals with the same calm.
Because we built this for ourselves, it is fast, secure, strictly minimizes personal data collection, and takes zero commissions on your payments.
The Founder
Creator of GharLedger · India
Simple pricing
Pay only for what you manage
No setup fees, no commissions, and no hidden surprises. Simple per-unit pricing built for scales of all sizes.
Free pilot
₹0
- ✓ 1 property, 1 unit
- ✓ Rent tracking, utility splits, WhatsApp reminders
- ✓ PDF statements & receipts
- ✓ No credit card required
Growth
Per property + per unit, monthly
- ✓ Unlimited properties and units
- ✓ Everything in the pilot, plus bulk operations
- ✓ Pilot participants lock in launch pricing
Rates announced at pilot close — pilot users first.
Common questions
Is my tenants' data safe? (DPDPA)+
Yes. We encrypt sensitive information (like Aadhaar and contact numbers) at rest using AES-256-GCM, isolate workspace data at the query level, and store backups in private, secure cloud containers. We strictly adhere to DPDPA 2023 guidelines, enforce httpOnly session cookies, and never share your data. Full details on our security page.
What does it cost?+
The pilot is free for 1 property with 1 unit — no credit card. Beyond that, pricing is a simple per-property fee plus a small per-unit fee, so you only pay for what you actually manage.
I already track everything in a spreadsheet. How do I move it here?+
Import your properties, tenants, and tenancies via CSV in one guided flow, or add them one-by-one. Most owners are fully migrated in under an hour.